Disable Payment Methods for Specific Countries

In this tutorial, we will discuss country-based payments in WooCommerce.

It is a common case that some payment processors work only for customers from specific countries. For example, if you accept payments from customers from Sweden, you’d like to include Klarna payments for them; however, if you also have customers from all over the world, maybe it would be a great idea to hide the Klarna payment method from your WooCommerce store’s checkout page for some countries, right?

Below, I’m going to show you two simple ways of achieving that: at first, we will do it using my Simple Conditional Shipping and Payments plugin, and after that, I will also uncover a programmatic approach, using the woocommerce_available_payment_gateways filter hook.

Sounds good? Let’s dive into it now.

Country-Based Payments for WooCommerce with a Plugin

First of all, let’s take a look at my plugin, which allows you to enable or disable some payment gateways (methods) for selected countries.

Below, in the screenshot, you can see how I configured two conditions with the plugin:

• Only enable the Klarna payment method if a customer’s country is Sweden.
• Only enable the iDEAL payment method if a customer’s country is the Netherlands.

The plugin settings can be found at WooCommerce > Settings > Conditions:

Setting Up Payment Methods by Country Programmatically

It is time to talk about a programmatic approach, and as an example, let’s choose another payment gateway (let’s say, PayPal) and another unsupported country.

add_filter( 'woocommerce_available_payment_gateways', 'rudr_gateway_by_country' );

function rudr_gateway_by_country( $gateways ) {
	
	if( is_admin() ) {
		return $gateways;
	}
	
	if( is_wc_endpoint_url( 'order-pay' ) ) { // Pay for order page

		$order = wc_get_order( wc_get_order_id_by_order_key( $_GET[ 'key' ] ) );
		$country = $order->get_billing_country();

	} else { // Cart page

		$country = WC()->customer->get_billing_country();

	}

	if ( 'MC' === $country ) {
		if ( isset( $gateways[ 'paypal' ] ) ) {
			unset( $gateways[ 'paypal' ] );
		}
	}

	return $gateways;

}

• To condition payment methods by country, first of all, you have to use the  WC()->customer->get_billing_country() method to get the billing country or WC()->customer->get_shipping_country() to get the shipping country of your customer. However, if you selected the “Force shipping to the customer billing address” option in the WooCommerce shipping settings, then the WC()->customer->get_shipping_country() method will also return your billing country.
• Where to get the country code? It is in ISO 3166-1 alpha-2 format; the full list can be found in Wikipedia.
• Where to get a payment gateway ID? If you are uncomfortable with inspecting code in your browser, I could suggest adding a column with the payment gateway ID in WooCommerce settings.
• Never forget to use isset( $gateways[ 'paypal' ] ) condition, especially for custom payment gateways. Because if you deactivate a plugin with a custom payment method, you will get a PHP notice.
• You shouldn’t forget about the “Pay for order” page, that’s why I added a condition is_wc_endpoint_url( 'order-pay' ) on line 9.

How to check multiple countries

Well, it is quite often that a payment processor doesn’t support multiple countries. In that case, it means that we need to slightly modify our condition in the code snippet above, for example:

if ( 'MC' === $country || 'MY' === $country ) {

Or an even better way:

$countries = array( // array of unsupported countries
	'MC',
	'MY',
   // more countries here...
);

if( in_array( $country, $countries ) ) {

Do you have any questions about the code or the plugin? Feel free to ask in the comments.

# WooCommerce, Payment Methods

Misha Rudrastyh

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